As Sydney's first Ausloans location we service customers far and wide. Located in the heart of Sydney, we service all Sydney Metropolitan area.

Ausloans Sydney Metro offers all kinds of your financial needs. We offer fast & easy car loans, marine and leisure loans, personas loans for any use and business and equipment loans. 

Additionally, for B2B clients, Ausloans Sydney Metro offers customer financing solutions that help dealerships and big-ticket retailers maximise sales by offering consumer financing.

Specialising in Consumer Car Finance & Personal loans - Full time, part-time, casual, Centrelink & even bad credit!

Ausloans Sydney Central operates a fast-paced professional team that holds your best interests at the forefront of what we do. We go above and beyond every step of the way to ensure we are listening to your specific needs and requirements and aligning you with the best possible Car & Finance options available to you.

We are a multi-award-winning independent finance group that believes in helping people achieve their dream or goal with a holistic solution. Whereas a bank offers you a fixed solution with a single lender, we compare within a panel of 40+ lenders to find the best rate for your specific circumstances. Additionally, we can find Australiawide the right vehicle for you.

Not necessarily. If you wish, you can source your own car. But we offer a holistic solution to our customers, from sourcing a vehicle to financing at the most competitive rates and specs, through our vehicle solutions partner Drive Wholesale.

Interest rates can vary depending on the age of the asset you are buying, your credit file, credit score, assets and liabilities. Our rates start as low as 4.69%* for new vehicles for business and customers. 
_{* based on a commercial contract for a new vehicle with specific criteria.}

A balloon payment allows you to reduce your repayments during the car loan term by making a one-off lump sum payment at the end of your loan. For example, if you were to take a $30,000 loan over five years with a 30% balloon, your regular repayments at a comparison rate of 8.10% would drop from $609.73 per month to $467.24 per month with the addition of a $9,000 lump sum payment due with your final payment. Balloon payments are available for cars that are up to five years of age. We will contact you within the last six months of your loan term to discuss your payment options. Your payment options could include refinancing the balloon amount in a new car loan. Alternatively, you could pay this balloon payment from your own funds. 

Making an application is quick and easy. You just need to have the following documents ready to give to your broker:

• Current Australian Residency Identification 
• Two recent payslips
• One current bank statement 

If you apply for finance with Ausloans as an ABN customer you can:

• Apply with less documentation.  
• Benefit from a tax write-off with your finance– we recommend speaking to your financial advisor before you apply. 

Not if you are currently in bankruptcy or a Part 9 or 10 debt agreement. However, if you are discharged we can be able to assist you. Click here for an assessment that will not damage your credit score or call on 1800 2777 6899 and talk to one of our experienced brokers to find a solution. 

At Ausloans we believe in assessing your circumstances and finding a solution that best suits you. We do this with the help of our 40+ lender portfolio, so give us a call or click here for an assessment that will not damage your credit score.

The short answer is yes, if your repayments are 14 days overdue or more then this will most likely be recorded on your credit score.

At Ausloans, unlike a bank, we do not leave an impression on your file as part of our assessment so it will not show on your credit file as a “declined” if your application is unsuccessful. But be aware that more than 6 enquiries in a 12-month period may affect your application for finance.