Ausloans Australias premier online car broker. We make auto financing easy
Ausloans Australia's premier online caravan and camper trailer finance broker. We make caravan finance easy
Ausloans Australia's premier online caravan and camper trailer finance broker. We make caravan finance easy
Ausloans Australia's premier online caravan and camper trailer finance broker. We make caravan finance easy
Harness the power of Australia's largest independent finance aggregator. Access multiple lenders and get all the tools and support you need to grow your business.
Ausloans Australias premier online car broker. We make auto financing easy
Ausloans Australia's premier online caravan and camper trailer finance broker. We make caravan finance easy
Ausloans Australia's premier online caravan and camper trailer finance broker. We make caravan finance easy
Ausloans Australia's premier online caravan and camper trailer finance broker. We make caravan finance easy
Harness the power of Australia's largest independent finance aggregator. Access multiple lenders and get all the tools and support you need to grow your business.
Get real personalised rate offers from multiple lenders in minutes with no impact on your credit score.
Commercial Equipment Finance
Whether you are looking to finance new or used commercial vehicles, machinery, or plant assets we've got you covered with a range of finance solutions to suit your needs and budget. Buy your commercial assets outright with a chattel mortgage or explore our leasing options to keep your cash flow where you need it most, in your business. Use our chattel mortgage calculator to get an estimate of your commercial loan repayments or complete our simple, online form to check your financial power and receive real personalized commercial rate offers from our extensive panel of lenders. Don't worry, there's no obligation and it won't affect your credit score.
Need help check out our Commercial Finance Guide→
Follow our 4 steps process to apply online and get an answer in minutes.
Our automated finance software ZINK, matches you with a lender and get you the best caravan loan interest rate for your circumstances.
Get approved and drive away!
Select the total amount you want to borrow and how many years you would like to pay the loan. Next, select the exact amount you would like to contribute with a deposit for your loan. A deposit is not required but recommended.
Interest rate: We suggest selecting an interest rate higher than the minimum rate we offer. For example, at Ausloans, the car's interest rates start at 4.69% p.a*. However, consider this is available only for excellent credit profiles.
Balloon Payment: A balloon payment allows you to reduce your repayments during the loan term by making a one-off lump sum payment at the end of your loan.
Disclaimer: Any calculation made using this calculator is intended as a guide only. It is for illustrative purposes only, and based on the information you provide. Quoted repayments do not include lender fees and charges
We find you the best equipment loan rate for your credit profile
Our simple, paperless application makes it easy for you to apply online. It only takes a few minutes.
Don't wait days to get an answer. With Ausloans personalised customer service we can tell you if you qualify within minutes of accepting our call.
Receive best rate car loan offers from multiple lenders and choose the deal which best suits you.
Your online application gets checked against 1,000+ lender policies before it's shared with a lender to protect your credit score
Our massive lending panel allows us to find you the best car finance rates in the country
Our team of more than 150 asset finance brokers work with you until your car loan is settled.
We are the largest privately-owned finance brokerage and aggregation business in Australia. Through our multi-award-winning fintech software ZINK, we qualify online car finance applicants and search for loans from a panel of 40+ lenders to find the right product. Our team of more than 150 asset finance brokers around Australia work on the applications until settlement, guiding our customers and answering their questions through the whole process.
We are a multi-award-winning independent finance group that believes in helping people achieve their dream or goal with a holistic finance solution. Whereas a bank offers you a fixed solution with a single lender, we compare within a panel of 40+ lenders to find the best car finance rates for your specific circumstances. Once you're matched with a lender, you're assigned to a professional car finance broker from a team of more than 150 asset finance brokers around the country. Additionally, we can find Australiawide the right vehicle for you through our vehicle solutions partner Drive.
Our caravan finance interest rates can vary depending on the age of the asset you are buying, your credit file, credit score, assets and liabilities. Our rates for caravan finance start as low as 5.69%* for new caravans for businesses and consumers.
* based on a commercial contract for a new vehicle with specific criteria.
Not necessarily. If you wish, you can source your own car. But if you wish, we offer a holistic solution; from sourcing a vehicle to new and used car finance at the most competitive rates and specs, through our vehicle solutions partner Drive.
To qualify for finance you need to:
*We may be able to help if you have a visa with more than 2 years remaining.
**Min 1-month permanent employment (full or part-time) with continuation of the same industry (probation periods may be considered) - Or 6 months casual employment.
*** We may be able to help if you are employed full time and more than half of your bankruptcy period has passed.
Making an application is quick and easy. You just need to have the following documents ready to give to your broker:
Not if you are currently in bankruptcy or a Part 9 or 10 debt agreement. However, if you are discharged or more than half of your bankruptcy period has passed we can be able to assist you. Click here for an assessment that will not damage your credit score or call on 1800 2777 6899 and talk to one of our experienced brokers to find a solution.
Yes, you can. If you are self-employed, you can borrow 100% of your caravan purchase value and include extras such as insurance and extended warranties.
The entire process, from completing our application form to approval, and your chosen seller receiving funds in their bank account, can be done as quickly as only a few hours. However, consider actual turnaround times will vary significantly depending on many factors; lender turnaround times, contactability of the applicant, strength of the applicant's profile, gathering the required documents, additional information required by the lender, etc.
Our online application takes 2 minutes to fill out, once completed our call centre calls you within the next 24 hours to pre-approve you and transfer you to an assigned broker. Once the documents are gathered and the broker submits the application to the lender, approval can take from 2 hours.
At Ausloans, unlike a bank, we do not leave an impression on your file as part of our assessment so it will not show on your credit file as a “declined” if your application is unsuccessful. But be aware that more than 6 enquiries in a 12-month period may affect your application for finance.
The short answer is yes, if your repayments are 14 days overdue or more then this will most likely be recorded on your credit score.
Yes! Many of our loans give you the option to pay your loan off before the term is up. Speak to one of our financial professionals to tailor a solution for you.
A balloon payment allows you to reduce your repayments during the car loan term by making a one-off lump sum payment at the end of your loan. For example, if you were to take a $30,000 loan over five years with a 30% balloon, your regular repayments at a comparison rate of 8.10% would drop from $609.73 per month to $467.24 per month with the addition of a $9,000 lump sum payment due with your final payment. We will contact you within the last six months of your loan term to discuss your payment options. Your payment options could include refinancing the balloon amount in a new caravan loan. Alternatively, you could pay this balloon payment from your own funds.
With access to our network of top commercial equipment lenders, we can help tailor an equipment financing solution to meet your needs. With no deposit, balloon payments, extended loan terms, and leasing options we are here to help you grow your business.
Finance 100% - Need new commercial equipment but don't have a deposit. We've got lenders who will allow you to borrow 100% of the amount required to secure the asset.
Balloon Payment – This means you pay a lump sum at the end of the loan term and you also have the option to refinance the lump sum in case you do not have ready money for it. One of the main advantages of having a balloon payment is that your monthly repayments are low.
Early Loan Termination – If you have extra money, you may want to pay off your loan early to save on interest payment and to free yourself from the burden of paying month after month. Lenders may charge an early termination fee though so make sure to ask about this option if early loan termination is a possibility for you.
Additional Payments – This is one of the best features many of our lender partners provide. When you pay more every month you can actually save on your interest payments and pay off your commercial loan early.
Your commercial financing questions answered
With an extensive commercial lender panel, we offer our customers a wide range of commercial vehicle and equipment finance solutions including commercial chattel mortgages and asset leasing. For new ABN holders short on paperwork, we also have low-doc financing solutions.
Commercial finance allows you to access the vehicles, plant and equipment you need to grow your business while maintaining your operational cash flow. Commercial finance is ideal for big-ticket equipment purchases where the upfront cost of the equipment exceeds your normal business cashflow capabilities. Chattel mortgages and asset leasing also come with many potential tax benefits, however, as every business is different we advise you to seek professional advice from your accountant on which option is best for you.
Don't worry; at Ausloans, we have access to a panel of no deposit finance lenders, which means 100% of the purchase price is included in the commercial asset finance package. If you don't have the funds upfront to buy the business equipment you need, we are here to help.
Can I get approved for commercial finance without an ABN?
You'll need to have an Australian Business Number (ABN) or Australian Company Number (ACN) to be eligible for most commercial equipment loans in Australia.
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Ausloans Finance Group is a member of the Finance Brokers Association of Australia (FBAA), Australian Financial Complaints Authority (AFCA) and the Franchise Council of Australia (FCA). Ausloans Finance Group entered the market in 2009 and has grown to 3 brands within the group to offer consumers, brokers, dealerships and other businesses a holistic approach to financing.